This is a comprehensive policy covering the private vehicle against fire, theft, accidental damage and third party liabilities and property damages.
Benefit | Limit |
---|
Third Party Property Damage
| 5,000,000
|
Third Party bodily injury
| Acts limits
|
Passenger Liability - per passenger
| 4,000,000
|
Passenger Liability - per event
| 20,000,000
|
Authorised Repair
| 50,000
|
Emergency Medical Expenses
| 30,000
|
Car Entertainment unit
| 50,000
|
Towing charges
| 50,000
|
Windscreen and window glass
| 50,000
|
Car valuation
| Covered
|
Special Perils, Riots and Strikes
| Covered
|
Excess Protector for Own Damage
|
Covered
|
No Blame No Excess
|
Covered
|
Excess | Amount |
---|
Accidental Damage and partial theft
| 2.5% of value Minimum KSh 15,000
|
Third Party Property damage
| KSh 7,500
|
Theft (with anti-theft device)
| 10% of car value minimum KSh 20,000
|
Total Theft (with anti-theft device)
| 20% of car value minimum KSh 20,000
|
Total Theft (without anti-theft device)
| 20% of car value minimum KShs 20,000
|
Theft (with valid & functional tracking device or fleet management system)
| 2.5% of car value, minimum KSh 20,000
|
Young/Inexperienced Driver (under 21 yrs/under 2 yr)
| KShs 5,000
|
Important |
1. Vehicle must be declared for private and business use only
|
2. Motor theft cover SUBJECT to anti theft device
|
3. Includes Legal Liability of passengers for acts of negligence
|
4. Excludes Passenger Liability to insured Household
|
5. Excludes nuclear fission, war, terrorism and kindred risks
|
6. No blame No Excess.
|
7. 30 days notice of cancellation
|