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Group Life Insurance

Group Life is an optional benefit offered by an employer to employees as part of the employment benefit package. Where the employer is offering this, employees do not have to pay from their salaries although they may have to pay the full premiums if the employer is only acting as the facilatator

Some of the key benefits of this are death benefit(lumpsum of money is paid to the nomindated beneficiary of the deceased), last expense (payment for the disposal of the mortal remains of the deceased).

Additional benefits can be included at a typically much lower cost, to cater for life’s other unfortunate events, these include temporary total disability, critical, total and permanent disability and more.

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