This is a comprehensive policy covering the private vehicle against fire, theft, accidental damage and third party liabilities and property damages.
| Benefit | Limit |
|---|
| Third Party Property Damage
| 5,000,000
|
| Third Party bodily injury
| Acts limits
|
| Passenger Liability - per passenger
| 4,000,000
|
| Passenger Liability - per event
| 20,000,000
|
| Authorised Repair
| 50,000
|
| Emergency Medical Expenses
| 30,000
|
| Car Entertainment unit
| 50,000
|
| Towing charges
| 50,000
|
| Windscreen and window glass
| 50,000
|
| Car valuation
| Covered
|
| Special Perils, Riots and Strikes
| Covered
|
| Excess Protector for Own Damage
|
Covered
|
| No Blame No Excess
|
Covered
|
| Excess | Amount |
|---|
| Accidental Damage and partial theft
| 2.5% of value Minimum KSh 15,000
|
| Third Party Property damage
| KSh 7,500
|
| Theft (with anti-theft device)
| 10% of car value minimum KSh 20,000
|
| Total Theft (with anti-theft device)
| 20% of car value minimum KSh 20,000
|
| Total Theft (without anti-theft device)
| 20% of car value minimum KShs 20,000
|
| Theft (with valid & functional tracking device or fleet management system)
| 2.5% of car value, minimum KSh 20,000
|
| Young/Inexperienced Driver (under 21 yrs/under 2 yr)
| KShs 5,000
|
| Important |
| 1. Vehicle must be declared for private and business use only
|
| 2. Motor theft cover SUBJECT to anti theft device
|
| 3. Includes Legal Liability of passengers for acts of negligence
|
| 4. Excludes Passenger Liability to insured Household
|
| 5. Excludes nuclear fission, war, terrorism and kindred risks
|
| 6. No blame No Excess.
|
| 7. 30 days notice of cancellation
|